Details EducationPhD, 1991, University of PennsylvaniaMA, 1978, University of PennsylvaniaMBA, 1975, Texas A&M University-CommerceBBA, 1973, Texas A&M University-Commerce Awards and honorsPaul Harris Fellow, Rotary International, 2007Insurance Educator of the Year, Southwest Missouri Insurance Council, 1993S. S. Huebner Fellow, University of Pennsylvania, Full Doctoral Fellowship, 1976 - 1979